The Best Cruise Deals of the Year Are Here for a Few More Weeks


While we focus on your financial plan and establishing discipline, we believe in you enjoying your life and spending your money. Here are some fun deals if your in a place to use your opportunnity fund.



Life in Atlanta is chilly this time of year. And I know I shouldn’t complain because Atlanta’s lows of the 40’s and 50’s are downright tropical compared to the bone-chilling winter others are enduring. Hey there, #PolarVortex.

But I maintain that some of us just weren’t built for the cold.

We can all agree that the gray days of February leave us all itching for a change in scenery. These deals go out to everyone who has built up there opportunity fund and can afford to look into escaping the chill with a thrill!

Wave Season Deals Are Still Here

We’re in peak wave season! Unfamiliar with the term “wave season”?

Well, it’s exactly like Black Friday but BETTER! Much like retailers, cruise companies markdown drop packages to rack rate prices. Unlike retailers that markdown for the day or weekend, cruise companies keep the deals going for THREE MONTHS. The best promotions come out between January and March, so that means it’s time to strike while the iron’s hot.

We’re all about building stellar financial plans here at Dynamic Money, but we’re also really fun people (or at least we think we’re fun) who love to travel, explore and relax. So what if we still read the Wall Street Journal on vacation. We still know how to have fun while on a budget, and we want you to enjoy your life on a plan that allows for it.


With that, we bring you…

4 hot deals for getaways and discounts to cure those winter blues.

1. Carnival - Miami to the Bahamas

Carnival’s running a deal for a four-day jaunt from Miami to the Bahamas starting at just $274 per person (don’t forget about taxes) if you leave March 7 [source]. Aboard the Carnival Sensation, you’ll find an adults-only retreat, waterslides, kids camp, restaurants and bars. The ship docks for a day in Princess Cays and in Nassau, so you’ll have time to explore a little on your own too.


2. Royal Caribbean - Tampa, Florida to Cozumel, Mexico

Royal Caribbean’s offering a deal for $300 per person for a four-night cruise departing from Tampa and docking in Cozumel if you leave April 11 [source]. While you’re at sea, you can play mini golf, rock climb or take in performances aboard the Brilliance of the Seas.

Attention families: I should also mention that kids sail for free!


3. Celebrity Cruises - Hong Kong to South Korea

If you really want to get talk a walk on the wild side, Celebrity Cruises is offering a 14-night cruise from Hong Kong to South Korea starting at $599 per passenger if you leave on March 16. You’ll have to provide your own airfare, but it’s a price to pay, but it would be pretty incredible to explore Hong Kong, Taiwan, South Korea and China [source].


4. Holland America - Fort Lauderdale to the Bahamas to Jamaica to Cayman Islands to Cozumel, Mexico

Buy yourself (and your family) an early Christmas present with a Holland America cruise. Departing Fort Lauderdale on Dec. 21 and returning Dec. 28, the 7-day cruise itinerary starts at $1,199 per person and is the ultimate way to end 2019 [source].

If you book now, the company offers a package valued up to $1,600 in savings and includes free stateroom upgrades, up to $600 in spending money, an airfare credit up to $1,000 and just requires a $50 deposit.


More of a Landlubber? That’s ok! You Too Can Maximize That Opportunity Fund for Spring Break Travels & Memories

Perennial spring break destinations are looking to make a deal and want to lure you in with discounts. Bookending the country, Florida and Southern California are favorites among sun worshippers.

There’s no shortage of deals where you can find hotels with up to $150 off a night for February and March in the Sunshine State and on the West Coast [source].

Happy Adventuring. Happy Living. Happy Planning.

Pack extra sunblock and please tag us on social media with pictures of your adventures! We’ll all live vicariously through each other.

My advice, especially when you remember that I’m a financial planner, might be interpreted as a little unorthodox, but I value R&R and vacations so much that I ENCOURAGE you to spend your money on yourself. Yes, I know I can drone on about long-term retirement planning (it’s only because I truly love it) but, I also want you to spend your money today.

Extreme and austere savers may make headlines, but the majority of those who sell off their life’s possessions and eat a steady diet of ramen in the name of savings will fail. We want you to succeed in reaching your dreams. Many planners fighting to save every dollar don’t have plans that are dynamic and end up being so restricted by their “rules” that most savers tend to abandon ship before the goal is met.

We build financial plans built for life.