Saving Is Sexy: Back to the Basics of Financial Planning


Many of us get caught up in the hottest, most complex financial situations and forget the basics of finance. You’ve got to make sure you have a firm foundation to build on.



whatever reality your financial world is in, you are not alone.

Even if you feel behind or your financial planning situation is a mess…. There is hope.

College students, successful professionals, folks nearing retirement. There’s one thing that we can all benefit from wherever we are and, yes, I’m going to explain it in a sports story. (Spoiler alert it’s saving money.)

Getting back to the basics is key. Vince Lombardi knows it.

After the Green Bay Packers narrowly lost the championship in 1961, coach Vince Lombardi opened the next season’s training camp by holding up a ball, saying, “Gentleman, this is a football,” and he went on to explain the very basics of the game to these men who were professional players.

The Packers went on to win the championship that year. Why? The fundamentals are what truly create success.

Let’s go back to the basics of finance for a bit and discover:

  • The first and most important step to take in your finances.

  • How SAVING NOW allows you to grow and build something more complex for the future you desire.


the basics of finance can be summed up in 3 words:

saving is sexy


Where should you start to be financially successful?

Start with the foundation: 3 months. Liquid cash. Sitting in an account.

What does your savings account look like right now?

If the answer is not good or nonexistent, this is a GREAT place to start!

When other investments or your job or any number of things fall apart, you’ve got this foundation to draw on. It keeps you sturdy when life happens and everything else seems to come crumbling down.

A recession hits, government taxes change, illness strikes, war or trade war happens, but you’ve got a strong foundation to get you through the hard times.

Building a strong foundation first allows you to say:

- I can walk away from my job and be okay

- I can provide for my family even if the market tanks

- I can successfully retire even if the market drops

Friends, that is so freeing!

And it starts with savings.


don’t jump into complex strategies and the hottest new stocks

A strong foundation precedes financial complexity

I meet so many people who have an amazing amount of money going out into all sorts of complex solutions, but they’ve missed the basic groundwork. Then, when the unexpected comes along, they aren’t ready for it.

Take a moment and look at your financial world. Is it built in complexity? In long-term products? In exciting but complex insurance situations? Yet you look at your savings and there’s not enough to handle losing your job and living for a few months?

Healthy planning is founded in flexibility and layers of liquidity.

Complexity isn’t bad, but have you built that foundation first that allows you to truly grow?

once you have that basic foundation, you can build a remarkable and complex plan

Set the foundation first. Make sure you’ve got the roots to ground you, and then you can create a larger and more complex plan that is unique to your situation.

If you don’t know how to start building that foundation or start creating a plan, we would love to sit down with you and make sure you’re in a position where when life happens, whatever it is, you’re prepared for it. Sign up for a free consultation with me or a member of my team and we will dig into that with you.

We’ll take a look at how your current financial world is structured. We’ll look at your insurance, investments, estate planning, taxes, income planning and find a way to make it all fit together based off of a firm foundation and build a plan that allows you to see your dreams come into focus. And man, that is such a cool thing.

Save. Save. Save. Save. It’s So Important to SAVE and lay a foundation.


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