"Do I Need to Freeze My Deceased Parent's Credit?" DM Lightning Round

YOU ASK. WE ANSWER:

Would there be any reason to freeze a deceased parent’s social security number? They died three years ago, but mail still comes offering them credit cards.

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L. M. asked us through the ask page:

“would there be any reason to freeze a deceased parent’s social security number? They died three years ago, but mail still comes offering them credit cards.”

There is no need to freeze their credit.

Instead, what you should do is go to the credit bureau and notify them that the person is deceased. They will ask for documentation and then they’ll seal their credit report with a “Death Notice.:

You can use the links below to upload documentation or find where to send it by mail.

It sounds morbid, but it’s in essence the same as freezing your credit. Once that Death Notice is placed, no one can utilize that person’s social security number anymore.

If you’re in this position now and need more specific guidance, then our team is here to help! Click here and tell us about your situation.

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